INSURANCE LAW: Homeowners policy did not cover alleged trespass disturbing neighbor

The Superior Court holds that a homeowners policy did not cover an alleged trespass disturbing a neighbor, in the absence of bodily injury or property damage, despite an allegation of reduction in property value by the neighbor.  The policy defined property damage as including “physical injury or destruction of tangible personal property”.  Here the neighbor alleged that the insured threw nails on the neighbors driveway, built a spite fence, pointed security cameras at the neighbor’s windows, broadcast loud music, and made obscene hand gestures.

Edward Jazlowiecki v. Nationwide Ins. Co.  (August 7, 2014)