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Insurance Coverage: District Court finds an insurer’s duty of care to explain coverage to insured where the insurer employs a licensed insurance agent, but denies the existence of any fiduciary relationship between insurer and insured

The plaintiff, Jeffrey Perry, brought suit against the defendant, his insurer, for alleged negligence and breach of fiduciary duty arising out of the advice he received from an insurance agent employed by the insurer regarding the plaintiff’s insurance needs. The…

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Insurance Coverage: In this case of first impression, the Supreme Court holds that policies covering “direct physical loss of or physical damage to” property do not cover business income losses during the pandemic

The plaintiffs, Connecticut Dermatology Group, PC, Live Every Day, LLC, and Ear Specialty Group of Connecticut PC, brought suit against the defendants, their insurance providers, under their policies containing provisions requiring insurance companies to “pay for direct physical loss of…

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Insurance Coverage: Connecticut Supreme Court holds plaintiffs not entitled to recover underinsured motorist coverage benefits for their alleged PTSD and reverses lower court’s decision to reduce the plaintiff’s awards by the sums received in settlement of dram shop claim

The plaintiffs, State Troopers working for the Connecticut State Police, appealed to the Connecticut Supreme Court after the Appellate Court held (1) that they were not entitled to recover underinsured motorist coverage benefits for their alleged PTSD and (2) that…

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INSURANCE COVERAGE: Supreme Court reverses the Superior Court’s granting of summary judgment for insurer in a case of first impression, holding that insurer had duty to defend based on the legal uncertainty of coverage

In this action, the homeowner appealed the Superior Court’s decision of summary judgment in favor of insurer. The homeowner brought a direct action against their general contractor’s commercial general liability insurer seeking to recover default judgment in underlying negligence action,…

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INSURANCE COVERAGE: Superior Court grants defendant’s motion for summary judgment, finding that the defendant clearly defined the policy limits and that plaintiff is not entitled to further recovery

This action arises out of a dispute over underinsured motorist benefit coverage where the plaintiff already recovered workers’ compensation benefits in excess of the limits of the available coverage. The defendant, J&B Hunt Transport, Inc., an auto self-insurer, argued that…

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