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The following summaries are intended to provide quick summaries of some aspects of recent CT legal developments on accident and insurance issues. Most of these matters were not handled by Jackson O’Keefe, LLP. The summaries are provided as a news summary only. The summaries are not comprehensive, and readers are referred to the primary sources for full details. These summaries are not legal advice. You should consult with an attorney with regard to your situation.

Insurance Coverage: District Court finds an insurer’s duty of care to explain coverage to insured where the insurer employs a licensed insurance agent, but denies the existence of any fiduciary relationship between insurer and insured

The plaintiff, Jeffrey Perry, brought suit against the defendant, his insurer, for alleged negligence and breach of fiduciary duty arising out of the advice he received from an insurance agent employed by the insurer regarding the plaintiff’s insurance needs. The…

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Insurance Coverage: In this case of first impression, the Supreme Court holds that policies covering “direct physical loss of or physical damage to” property do not cover business income losses during the pandemic

The plaintiffs, Connecticut Dermatology Group, PC, Live Every Day, LLC, and Ear Specialty Group of Connecticut PC, brought suit against the defendants, their insurance providers, under their policies containing provisions requiring insurance companies to “pay for direct physical loss of…

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Insurance Coverage: Connecticut Supreme Court holds plaintiffs not entitled to recover underinsured motorist coverage benefits for their alleged PTSD and reverses lower court’s decision to reduce the plaintiff’s awards by the sums received in settlement of dram shop claim

The plaintiffs, State Troopers working for the Connecticut State Police, appealed to the Connecticut Supreme Court after the Appellate Court held (1) that they were not entitled to recover underinsured motorist coverage benefits for their alleged PTSD and (2) that…

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